man in yellow crew neck t-shirt sitting on brown wooden chair

Protect what you love.
Build the life you want.

Simple, personalized life insurance options for families, business owners, and entrepreneurs — all on one page.

No pressure. Just answers to your questions.

TRUSTED CARRIERS WE WORK WITH

We shop multiple top-rated carriers to help you find coverage that fits your goals and budget.

man in white dress shirt carrying baby in white dress
man in white dress shirt carrying baby in white dress
Whether you’re protecting young children or planning for retirement, we help you choose coverage that grows with your family.

FOR FAMILIES

Term Life

Affordable protection for a specific period (10, 20, or 30 years).

Whole Life

Lifetime coverage with guaranteed cash value.

Permanent Policies

Coverage that never expires as long as premiums are paid.

Children’s Coverage Options

Add your children as riders or separate policies for future insurability.

Planning for your family's future?

Start with a quick coverage check to see if you’re properly protected.

two women near tables
two women near tables
Your business is an asset — we help protect it, your partners, and your key employees.

FOR BUSINESSOWNERS & PARTNERSHIPS

Key Person Insurance

Protect your business if a key partner or employee passes away.

Buy-Sell Agreement Funding

Life insurance that funds ownership transfers between partners.

Executive Bonus Plans

Reward and retain top talent with additional benefits.

Business Continuation Planning

Strategies to keep operations running for your family or partners.

Own a business with a partner?

Let’s review if your agreements are properly funded.

a person using a laptop
a person using a laptop
When you are the business, your income and your family’s protection are everything.

FOR SMALL ENTREPRENEURS & SELF-EMPLOYED PROFESSIONALS

Personal Term & Permanent Policies

Protect your income and your family’s lifestyle.

Income Protection Strategies

Design coverage so loved ones can replace your income if something happens.

Retirement & Cash Value Strategies

Build tax-advantaged cash value inside certain life policies.

Coverage for Solo Owners

Options designed for one-person businesses or LLCs.

Side hustler or solo entrepreneur?

Explore coverage that grows with your business.

How It Works

STEP 1: QUICK CALL

We learn about your family, business, and goals.

STEP 2: CUSTOM PLAN

We compare options from multiple carriers for you.

STEP 3: EASY APPLICATION

We help you apply and keep you updated every step of the way.

Ready to Talk?

Life insurance products are underwritten by various carriers listed above. Product availability and features may vary by state.

Viota Louis-Senghor, Licensed Life Insurance Agent

Helping families & business owners protect what matters most.

Copyright© Passion Over Routine 2026. All rights reserved.